A fresh start for your credit. A stronger foundation for your future.
Personalized credit counseling and dispute services built on integrity, dignity, and personal care. We help you review credit reports, address reporting errors, and rebuild financial confidence.
100%
Kingdom Values & Dignity
24/7
Secure Client Portal Access
2+ Yrs
Serving Texas Families
Book a Consultation
Speak with Monica or Adrian Barrera about your credit goals.
Simple & Transparent
How We Work Together in 3 Steps
A clear path to understanding your credit report, addressing inaccuracies, and building healthy credit habits.
Book & Review
Schedule your initial consultation with Adrian or Monica. We review your credit report together, listen to your financial goals, and identify inaccurate or unverifiable reporting items.
Custom Strategy & Disputes
We guide you through the appropriate dispute process with credit bureaus and furnishers while helping you set up credit monitoring to track investigation updates in real time.
Build & Track Progress
Log in 24/7 to your Client Portal to view updates, track bureau responses, and learn credit building habits that support long-term goals like homeownership.
Built on Kingdom Values: Integrity, Dignity & Care
At Thy Kingdom Credit Repair, we treat you like family. Your credit score is part of your story, and we take time to offer honest guidance, realistic expectations, and respectful service every step of the way.
Honest Guidance & Realistic Expectations
We never promise fake overnight score jumps or legal impossibilities. We focus on legitimate reporting errors and solid credit habits.
Family-Owned Personal Attention
Co-owners Adrian and Monica Barrera work directly with clients to make sure you receive personal care rather than being treated like a number.
24/7 Portal & Document Security
Check your dispute status anytime via our secure client portal and manage your account with full peace of mind.
Home Buyer Ready
Prepare your credit profile for mortgage underwriting requirements.
Kingdom Brands
Building business to honor God and serve families with integrity.
Transparent Pricing
Monthly Credit Counseling Packages
Clear monthly fees with no hidden surprises. Select the plan that matches your needs.
BASIC
Includes core dispute services, client portal access, and monthly updates.
- Credit Report Analysis
- Dispute Inaccurate Items
- Monthly Progress Updates
- Debt Ratio Tips
- Email Support
- 24/7 Client Portal Access
STANDARD
Includes everything in Basic plus 3 bureau disputes, credit education, and priority support.
- Credit Report Audit
- 3 Bureau Disputes Included
- Monthly Score Tracking
- Debt Reduction Strategy
- Priority Support
- 24/7 Client Portal Access
PREMIUM
Includes everything in Standard plus priority support, advanced dispute tactics, and full credit coaching.
- Full Credit Restoration
- Weekly Progress Calls
- Custom Action Plan
- One-on-One Coaching
- Dedicated Support
- 24/7 Client Portal Access
Meet Monica & Adrian Barrera
The heart behind Thy Kingdom Credit Repair and Kingdom Brands.
Monica Barrera
Senior Credit Specialist & Co-Founder
Co-owner and Senior Credit Specialist dedicated to walking clients through credit score analysis, dispute strategy, and personalized financial coaching with dignity and care.
Adrian Barrera
Credit Consultant & Co-Founder
Co-owner and Credit Consultant focused on helping families build strong credit habits, debt reduction planning, and unlocking opportunities for major goals like homeownership.
Frequently Asked Questions
Clear, honest answers about credit repair, dispute rights, and timelines.
Ready for a Fresh Start for Your Credit?
Book your consultation with Thy Kingdom Credit Repair today. Let us review your credit concerns and build a plan for your family’s future.